{"id":1666,"date":"2021-06-20T23:00:53","date_gmt":"2021-06-20T23:00:53","guid":{"rendered":"https:\/\/hlshipping.com\/?p=1666"},"modified":"2021-06-20T23:02:15","modified_gmt":"2021-06-20T23:02:15","slug":"bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao","status":"publish","type":"post","link":"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/","title":{"rendered":"B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 g\u00ec? N\u00f3 c\u00f3 \u00fd ngh\u0129a nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"\n<p>B\u00e0i vi\u1ebft h\u00f4m nay, HL shipping s\u1ebd chia s\u1ebb ch\u1ee7 \u0111\u1ec1 &#8220;<strong>b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong>&#8220;. \u0110\u00e2y l\u00e0 ch\u1ee7 \u0111\u1ec1 \u0111ang nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ef1 quan t\u00e2m c\u1ee7a c\u00e1c b\u1ea1n. N\u00e0o c\u00f9ng theo d\u00f5i n\u1ed9i dung b\u00e0i vi\u1ebft b\u00ean d\u01b0\u1edbi nh\u00e9!<\/p><div class=\"hlshi-noi-dung_2\" id=\"hlshi-2467174032\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3704539290800521\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block; text-align:center;\" data-ad-client=\"ca-pub-3704539290800521\" \ndata-ad-slot=\"5961295770\" \ndata-ad-layout=\"in-article\"\ndata-ad-format=\"fluid\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d742e58441b\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d742e58441b\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Bao_hiem_thuong_mai_la_gi\" >B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 g\u00ec<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Khai_niem_ve_bao_hiem_thuong_mai\" >Kh\u00e1i ni\u1ec7m v\u1ec1 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Dac_trung_cua_bao_hiem_thuong_mai\" >\u0110\u1eb7c tr\u01b0ng c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Ban_chat\" >B\u1ea3n ch\u1ea5t<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Phan_loai_cac_loai_bao_hiem_thuong_mai\" >Ph\u00e2n lo\u1ea1i c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Bao_hiem_tai_san\" >B\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Bao_hiem_con_nguoi\" >B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Bao_hiem_trach_nhiem\" >B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m:\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Loi_ich_cua_bao_hiem_thuong_mai\" >L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Doi_voi_nguoi_tham_gia\" >\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Doi_voi_cac_doanh_nghiep\" >\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Doi_voi_ngan_hang_thuong_mai\" >\u0110\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i:\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Vai_tro_cua_bao_hiem_thuong_mai\" >Vai tr\u00f2 c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Tong_ket_ve_bao_hiem_thuong_mai\" >T\u1ed5ng k\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/hlshipping.com\/en\/bao-hiem-thuong-mai-la-gi-no-co-y-nghia-nhu-the-nao\/#Ve_chung_toi\" >V\u1ec1 ch\u00fang t\u00f4i<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bao_hiem_thuong_mai_la_gi\"><\/span><strong>B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 g\u00ec<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Khai_niem_ve_bao_hiem_thuong_mai\"><\/span><strong>Kh\u00e1i ni\u1ec7m v\u1ec1 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><em>B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/em>\u00a0l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m\u00a0ho\u1ea1t \u0111\u1ed9ng theo nguy\u00ean t\u1eafc s\u1ed1 \u0111\u00f4ng b\u00f9 s\u1ed1 \u00edt.  Qua \u0111\u00f3 ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m cam k\u1ebft b\u1ed3i th\u01b0\u1eddng ho\u1eb7c tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m cho b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi c\u00f3 s\u1ef1 ki\u1ec7n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m x\u1ea3y ra. V\u1edbi \u0111i\u1ec1u ki\u1ec7n b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cam k\u1ebft tr\u1ea3 m\u1ed9t kho\u1ea3n ti\u1ec1n g\u1ecdi l\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><strong>B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong>\u00a0trong ti\u1ebfng Anh l\u00e0\u00a0<strong>Commercial insurance<\/strong>.<\/p><\/blockquote><\/figure>\n\n\n\n<p>Kh\u00e1c v\u1edbi b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i l\u00e0 v\u00ec l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi d\u00e2n. Th\u00ec lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 m\u1ed9t lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m mang t\u00ednh ch\u1ea5t t\u1ef1 nguy\u1ec7n, v\u00e0 c\u00f3 y\u1ebfu t\u1ed1 th\u01b0\u01a1ng m\u1ea1i.<\/p>\n\n\n\n<p>L\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u00f4ng qua c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m \u0111\u00f3ng c\u00e1c kho\u1ea3n ti\u1ec1n g\u1ecdi l\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ec3 duy tr\u00ec h\u1ee3p \u0111\u1ed3ng. V\u00e0 \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 ngh\u0129a v\u1ee5 b\u1ed3i th\u01b0\u1eddng khi x\u1ea3y ra s\u1ef1 ki\u1ec7n nh\u01b0 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"785\" height=\"557\" src=\"https:\/\/hlshipping.com\/wp-content\/uploads\/2021\/06\/bao-hiem-thuong-mai-2.jpg\" alt=\"b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 g\u00ec\" class=\"wp-image-1944\" srcset=\"https:\/\/hlshipping.com\/wp-content\/uploads\/2021\/06\/bao-hiem-thuong-mai-2.jpg 785w, https:\/\/hlshipping.com\/wp-content\/uploads\/2021\/06\/bao-hiem-thuong-mai-2-300x213.jpg 300w, https:\/\/hlshipping.com\/wp-content\/uploads\/2021\/06\/bao-hiem-thuong-mai-2-768x545.jpg 768w\" sizes=\"auto, (max-width: 785px) 100vw, 785px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dac_trung_cua_bao_hiem_thuong_mai\"><\/span><strong>\u0110\u1eb7c tr\u01b0ng c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong>\u00a0(BHTM) l\u00e0 m\u1ed9t cam k\u1ebft gi\u1eefa hai b\u00ean tr\u00ean c\u01a1 s\u1edf h\u1ee3p \u0111\u1ed3ng (h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m) gi\u1eefa b\u00ean b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/li><li>B\u00ean b\u1ea3o hi\u1ec3m (hay c\u00f2n g\u1ecdi l\u00e0 ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m) c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. DNBH l\u00e0 ng\u01b0\u1eddi b\u1ea3o \u0111\u1ea3m s\u1ebd tr\u1ea3 ti\u1ec1n hay b\u1ed3i th\u01b0\u1eddng n\u1ebfu s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra.<\/li><li>B\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 b\u00ean nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 b\u1ea3o \u0111\u1ea3m t\u1eeb ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ed5i l\u1ea1i ph\u1ea3i \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m. <\/li><li>Cam k\u1ebft b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n d\u1ef1a tr\u00ean nguy\u00ean t\u1eafc s\u1ed1 \u0111\u00f4ng b\u00f9 s\u1ed1 \u00edt. Ngh\u0129a l\u00e0 vi\u1ec7c b\u1ed3i th\u01b0\u1eddng hay tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m c\u1ee7a ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m ph\u1ea3i d\u1ef1a v\u00e0o m\u1ed9t\u00a0qu\u0129\u00a0t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh t\u1eeb c\u00e1c kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c n\u1ed9p (qu\u0129\u00a0b\u1ea3o hi\u1ec3m) b\u1edfi r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ban_chat\"><\/span><strong>B\u1ea3n ch\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>B\u1ea3n ch\u1ea5t kinh t\u1ebf c\u1ee7a BHTM l\u00e0 qu\u00e1 tr\u00ecnh ph\u00e2n ph\u1ed1i l\u1ea1i thu nh\u1eadp gi\u1eefa nh\u1eefng ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.  \u0110\u00e1p \u1ee9ng nhu c\u1ea7u t\u00e0i ch\u00ednh ph\u00e1t sinh khi tai n\u1ea1n, r\u1ee7i ro b\u1ea5t ng\u1edd x\u1ea3y ra g\u00e2y t\u1ed5n th\u1ea5t \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/li><li>Ph\u00e2n ph\u1ed1i thu nh\u1eadp trong BHTM th\u01b0\u1eddng l\u00e0 ph\u00e2n ph\u1ed1i kh\u00f4ng mang t\u00ednh b\u1ed3i ho\u00e0n.<\/li><li>D\u00f9 c\u00f3 tham gia \u0111\u00f3ng g\u00f3p nh\u01b0ng n\u1ebfu kh\u00f4ng tho\u1ea3 m\u00e3n c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng hay chi tr\u1ea3 th\u00ec s\u1ebd ho\u1ea1t \u0111\u1ed9ng ph\u00e2n ph\u1ed1i kh\u00f4ng di\u1ec5n ra. Tuy v\u1eady, v\u1eabn c\u00f3 ngo\u1ea1i l\u1ec7 v\u1edbi c\u00e1c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd mang t\u00ednh ti\u1ebft ki\u1ec7m.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Phan_loai_cac_loai_bao_hiem_thuong_mai\"><\/span><strong>Ph\u00e2n lo\u1ea1i c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u0103n c\u1ee9 v\u00e0o \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m chia l\u00e0m ba nh\u00f3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>B\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n, <\/li><li>B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi<\/li><li>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m:<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bao_hiem_tai_san\"><\/span><strong><em>B\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n<\/em>: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>L\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m l\u1ea5y t\u00e0i s\u1ea3n l\u00e0m \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m. Khi x\u1ea3y ra r\u1ee7i ro t\u1ed5n th\u1ea5t v\u1ec1 t\u00e0i s\u1ea3n nh\u01b0 m\u1ea5t m\u00e1t, h\u1ee7y ho\u1ea1i v\u1ec1 v\u1eadt ch\u1ea5t.. Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u0103n c\u1ee9 v\u00e0o gi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf. V\u00e0 m\u1ee9c tr\u00e1ch nhi\u1ec7m \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bao_hiem_con_nguoi\"><\/span><strong><em>B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi<\/em>: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ed1i t\u01b0\u1ee3ng c\u1ee7a c\u00e1c lo\u1ea1i h\u00ecnh n\u00e0y ch\u00ednh l\u00e0 t\u00ednh m\u1ea1ng, th\u00e2n th\u1ec3, s\u1ee9c kh\u1ecfe c\u1ee7a con ng\u01b0\u1eddi. Ng\u01b0\u1eddi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, n\u1ed9p ph\u00ed b\u1ea3o hi\u1ec3m\u00a0v\u1edbi mong mu\u1ed1n n\u1ebfu nh\u01b0 r\u1ee7i ro x\u1ea3y ra l\u00e0m \u1ea3nh h\u01b0\u1edfng t\u00ednh m\u1ea1ng, s\u1ee9c kh\u1ecfe c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Th\u00ec h\u1ecd ho\u1eb7c m\u1ed9t ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng h\u1ee3p ph\u00e1p kh\u00e1c s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n ti\u1ec1n b\u1ed3i th\u01b0\u1eddng do ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m tr\u1ea3. B\u1ea3o hi\u1ec3m con ng\u01b0\u1eddi c\u00f3 th\u1ec3 l\u00e0: b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea3o hi\u1ec3m tai n\u1ea1n \u2013 b\u1ec7nh t\u1eadt, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, \u2026.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bao_hiem_trach_nhiem\"><\/span><strong><em>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m:<\/em>\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m l\u00e0 tr\u00e1ch nhi\u1ec7m ph\u00e1t sinh do r\u00e0ng bu\u1ed9c c\u1ee7a c\u00e1c quy \u0111\u1ecbnh trong lu\u1eadt d\u00e2n s\u1ef1. Theo \u0111\u00f3, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n cho ng\u01b0\u1eddi th\u1ee9 3 nh\u1eefng thi\u1ec7t h\u1ea1i do m\u00ecnh g\u00e2y ra. Ho\u1eb7c do s\u1ef1 v\u1eadn h\u00e0nh c\u1ee7a t\u00e0i s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a ch\u00ednh m\u00ecnh. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u00f3 th\u1ec3 l\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loi_ich_cua_bao_hiem_thuong_mai\"><\/span><strong>L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Doi_voi_nguoi_tham_gia\"><\/span><strong><em>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia<\/em>:<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m gi\u00fap kh\u1eafc ph\u1ee5c h\u1eadu qu\u1ea3 c\u1ee7a r\u1ee7i ro tai n\u1ea1n hay b\u1ec7nh t\u1eadt nh\u01b0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, vi\u1ec7n ph\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Doi_voi_cac_doanh_nghiep\"><\/span><strong><em>\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p<\/em>: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>H\u1ed7 tr\u1ee3 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh cho c\u00f4ng nh\u00e2n vi\u00ean. \u0110i\u1ec1u n\u00e0y gi\u00fap h\u1ecd y\u00ean t\u00e2m v\u00e0o l\u00e0m vi\u1ec7c v\u00e0 g\u1eafn b\u00f3 v\u1edbi c\u00f4ng ty. Ngo\u00e0i ra c\u00f2n gi\u00fap doanh nghi\u1ec7m tr\u00e1nh t\u1ed5n th\u1ea5t n\u1ebfu c\u00f3 r\u1ee7i ro ch\u00e1y n\u1ed5, \u0111\u1ed5 v\u1ee1 c\u00f4ng tr\u00ecnh,\u2026<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Doi_voi_ngan_hang_thuong_mai\"><\/span><strong><em>\u0110\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i:<\/em>\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0110\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng ho\u00e0n tr\u1ea3 v\u1ed1n vay c\u1ee7a doanh nghi\u1ec7p khi ng\u01b0\u1eddi \u0111i vay kh\u00f4ng may g\u1eb7p r\u1ee7i ro. N\u00f3 c\u00f2n gi\u00fap cho ng\u00e2n h\u00e0ng an t\u00e2m h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng cho ng\u01b0\u1eddi d\u00e2n. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Vai_tro_cua_bao_hiem_thuong_mai\"><\/span><strong>Vai tr\u00f2 c\u1ee7a b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>S\u1ef1 ra \u0111\u1eddi v\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a&nbsp;<strong>b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong>&nbsp;ng\u00e0y c\u00e0ng cho th\u1ea5y r\u00f5 vai tr\u00f2 kinh t\u1ebf x\u00e3 h\u1ed9i v\u00f4 c\u00f9ng to l\u1edbn m\u00e0 ho\u1ea1t \u0111\u1ed9ng n\u00e0y mang l\u1ea1i cho m\u1ed7i c\u00e1 nh\u00e2n, m\u1ed7i t\u1ed5 ch\u1ee9c v\u00e0 cho to\u00e0n x\u00e3 h\u1ed9i.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>G\u00f3p ph\u1ea7n \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m, t\u1eeb \u0111\u00f3 \u1ed5n d\u1ecbnh \u0111\u1eddi s\u1ed1ng v\u00e0 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh.<\/li><li>G\u00f3p ph\u1ea7n \u0111\u1ec1 ph\u00f2ng, h\u1ea1n ch\u1ebf t\u1ed5n th\u1ea5t, gi\u00fap cho cu\u1ed9c s\u1ed1ng con ng\u01b0\u1eddi an to\u00e0n h\u01a1n, x\u00e3 h\u1ed9i tr\u1eadt t\u1ef1 h\u01a1n, gi\u1ea3m b\u1edbt n\u1ed7i lo cho m\u1ed7i c\u00e1 nh\u00e2n, m\u1ed7i t\u1ed5 ch\u1ee9c.<\/li><li>G\u00f3p ph\u1ea7n \u1ed5n \u0111\u1ecbnh chi ti\u00eau c\u1ee7a ng\u00e2n s\u00e1ch Nh\u00e0 n\u01b0\u1edbc qua c\u01a1 ch\u1ebf t\u0103ng t\u00edch lu\u1ef9 v\u00e0 ti\u1ebft ki\u1ec7m chi cho ng\u00e2n s\u00e1ch Nh\u00e0 n\u01b0\u1edbc.<\/li><li>G\u00f3p ph\u1ea7n ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t \u1edf c\u00e1c l\u0129nh v\u1ef1c kh\u00e1c c\u1ee7a n\u1ec1n kinh t\u1ebf.\u00a0<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket_ve_bao_hiem_thuong_mai\"><\/span><strong>T\u1ed5ng k\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 c\u00e1c th\u00f4ng tin \u0111\u1ec3 gi\u00fap b\u1ea1n tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi&#8221; <strong>b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 g\u00ec<\/strong>?&#8221;. N\u1ebfu b\u1ea1n th\u1ea5y b\u00e0i vi\u1ebft hay v\u00e0 h\u1eefu \u00edch hay rating  cho b\u00e0i vi\u1ebft nh\u00e9!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/zalo.me\/0903309909\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"215\" src=\"https:\/\/hlshipping.com\/wp-content\/uploads\/2019\/09\/dich-v\u1ee5-h\u1ea3i-quan-hlshipping.com_-1024x215.png\" alt=\"d\u1ecbch v\u1ee5 h\u1ea3i quan\" class=\"wp-image-527\" srcset=\"https:\/\/hlshipping.com\/wp-content\/uploads\/2019\/09\/dich-v\u1ee5-h\u1ea3i-quan-hlshipping.com_-1024x215.png 1024w, https:\/\/hlshipping.com\/wp-content\/uploads\/2019\/09\/dich-v\u1ee5-h\u1ea3i-quan-hlshipping.com_-300x63.png 300w, https:\/\/hlshipping.com\/wp-content\/uploads\/2019\/09\/dich-v\u1ee5-h\u1ea3i-quan-hlshipping.com_-768x161.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ve_chung_toi\"><\/span><strong>V\u1ec1 ch\u00fang t\u00f4i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>HL Shipping Co.,Ltd l\u00e0 m\u1ed9t \u0111\u01a1n v\u1ecb giao nh\u1eadn v\u1eadn t\u1ea3i tr\u00ean to\u00e0n th\u1ebf gi\u1edbi c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i H\u1ed3 Ch\u00ed Minh, Vi\u1ec7t Nam. V\u1edbi h\u01a1n 10 n\u0103m kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c v\u00e2n t\u1ea3i bi\u1ec3n v\u00e0 h\u00e0ng kh\u00f4ng. Ch\u00fang t\u00f4i t\u1ef1 tin l\u00e0 \u0111\u1ecba ch\u1ec9 l\u00fd t\u01b0\u1edfng \u0111\u1ec3 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 v\u1eadn t\u1ea3i h\u00e0ng h\u00f3a, logistics. \u0110\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c m\u1ecdi y\u00eau c\u1ea7u c\u1ee7a Qu\u00fd Kh\u00e1ch. N\u1ebfu b\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3 g\u00ec v\u1ec1<strong>&nbsp;<a href=\"https:\/\/hlshipping.com\/dich_vu\/dich-vu-hai-quan\/\">khai b\u00e1o h\u1ea3i quan<\/a>,&nbsp;<a href=\"https:\/\/hlshipping.com\/dich_vu\/van-tai-duong-bo\/\">v\u1eadn t\u1ea3i h\u00e0ng h\u00f3a n\u1ed9i \u0111\u1ecba<\/a><\/strong>\u2026. Th\u00ec g\u1ecdi ngay HLshipping \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u00e0 t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed.<\/p>\n\n\n\n<p><strong>\u0110\u1ecba ch\u1ec9:<\/strong>&nbsp;T\u1ea7ng 3, T\u00f2a nh\u00e0 B\u1ea3o Minh, 217 Nam K\u1ef3 Kh\u1edfi Ngh\u0129a, Ph\u01b0\u1eddng 7, Qu\u1eadn 3, Tp.H\u1ed3 Ch\u00ed Minh<\/p>\n\n\n\n<p><strong>Phone:<\/strong>&nbsp;+84 28 39956117&nbsp;<strong>Email:<\/strong>&nbsp;<a href=\"mailto:info@hlshipping.com\">info@hlshipping.com<\/a><\/p>\n\n\n\n<p><strong>Fanpage<\/strong>:&nbsp;<a href=\"https:\/\/www.facebook.com\/hlshipping.com.vn\">Fb\/hlshipping.com.vn<\/a><\/p>\n\n\n\n<p><strong>Google review<\/strong>:&nbsp;<a href=\"https:\/\/g.page\/hlshipping?gm\">https:\/\/g.page\/hlshipping?gm<\/a><\/p>\n<div class=\"hlshi-sau-noi-dung\" id=\"hlshi-4264145960\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-3704539290800521\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block; text-align:center;\" data-ad-client=\"ca-pub-3704539290800521\" \ndata-ad-slot=\"5961295770\" \ndata-ad-layout=\"in-article\"\ndata-ad-format=\"fluid\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u00e0i vi\u1ebft h\u00f4m nay, HL shipping s\u1ebd chia s\u1ebb ch\u1ee7 \u0111\u1ec1 &#8220;b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i&#8220;. \u0110\u00e2y l\u00e0 ch\u1ee7 \u0111\u1ec1 \u0111ang nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ef1 quan t\u00e2m c\u1ee7a c\u00e1c b\u1ea1n. N\u00e0o c\u00f9ng theo d\u00f5i n\u1ed9i dung b\u00e0i vi\u1ebft b\u00ean d\u01b0\u1edbi nh\u00e9! [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1943,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[327,6],"class_list":["post-1666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc","tag-bao-hiem","tag-van-tai"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.5 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i l\u00e0 g\u00ec? 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